In the wake of the 2021 lockdowns, semigration has become a prevailing trend, with individuals increasingly relocating cross-country to unfamiliar territories. The prospect of moving to a new town or city and purchasing a home in an area previously visited poses unique challenges. This major life transition requires careful planning and consideration, emphasising the importance of commencing the process well in advance.


The Do’s:


Research with Precision:

Conduct comprehensive research on the new town/city, exploring various suburbs, local amenities, schools, and community dynamics.


Understand Local Market Dynamics:

Familiarise yourself with the unique market trends, property values, and potential future changes in the new city to make informed decisions.


Budget Realistically:

Establish a realistic budget considering not just the purchase price, but also additional costs like property taxes, homeowners’ association fees, and potential renovations.


Engage a Local Real Estate Agent:

Seek the services of a knowledgeable local real estate agent who can guide you through the home-buying process and provide insights into suitable neighbourhoods.


Visit Before Buying:

If possible, visit the city beforehand to explore neighbourhoods, assess the local culture, amenities, and environment, aiding in an informed decision.


Check Commute and Accessibility:

Evaluate the commute to essential locations, considering transportation options, traffic patterns, and proximity to public transit.


Consider Future Growth:

Stay informed about upcoming projects and developments that could impact property values in the chosen neighbourhood.


Get Pre-Approved for a Mortgage:

Obtain pre-approval for a mortgage before house hunting to streamline the buying process and demonstrate seriousness as a buyer.


Embrace Your New Community:

Network on social media, join local community groups, and attend local events post-move to acclimate and establish a sense of belonging.


The Don’ts:


Overlook Local Regulations:

Familiarise yourself with building codes, zoning regulations and any restrictions that may impact your property.


Ignore Neighbourhood Dynamics:

Assess the overall atmosphere, safety, and community dynamics, considering the long-term liveability of the neighbourhood.


Rush the Decision:

Take the time to explore options, evaluate neighbourhoods, and consider your long-term goals to avoid regrets.


Neglect Future Resale Value:

Consider the resale potential of the property, opting for a home likely to appreciate in value.


Forget About Local Services:

Assess the availability of essential services, contributing to convenience, quality of life, and resale value.


Ignore Your Intuition:

Trust your feelings about a property; explore further or consider alternatives if something feels off.


Underestimate the Impact of the Move:

Acknowledge the significant adjustment involved in moving to a new city, giving yourself time to adapt and build connections.


By amalgamating careful research, financial prudence, and community engagement, the process of buying a home in a new city can transform into a smooth and exciting adventure, laying the foundation for a fulfilling chapter in your life.